"My husband and I were grateful to find Ash Ahluwalia to assist us with the very complicated business of navigating our Social Security benefits when we are ready to retire. Ash is knowledgeable, professional and creative and was able to enlighten us with regard to our timing and financial goals as we head into our retirement. He explained everything in terms I could understand and helped us make an informed decision as he laid out different scenarios. A simple take-away from Ash's presentation is: DO NOT wait until retirement to start planning, thinking and discussing your options with a professional! Thank you, Ash! It was a pleasure working with you!" ~Betsy & Jon Hunt
" I just wanted to let you know how extremely satisfied I was with your referral to Ash Ahluwalia. He was very thorough and answered all my questions with no hesitation. He also provided me with a written Analysis and Strategy Plan that I can reference in the future. To my surprise he also brought in a group of Specialists that educated me on the particulars of signing up for Medicare and had a Financial Planner who educated me on investing what little money I have left plus advise me on my life insurance and retirement planning. I would not hesitate to recommend this group to any one of your clients with similar needs like mine. They were not salespeople trying to sell something but a group of people who really cared in helping with the confusion of these Government sponsored programs and advising on how to plan for our Golden years. "
- Joe Granelli
"We approached NSS Partners when we needed to optimize our social security benefits and could not find the best strategies solely on our own. Their analysis made the process simple to understand and easy to execute. We recommend them to anyone who is trying to fully understand all the benefits available to them."
-Mark and Judith Chabra
"As a CPA and PFS, I can confidently assert that NSSP is very experienced in dealing with the intricacies of Social Security. Applying for Social Security benefits can prove to be complex, and NSSP is adept at arriving at the best solution for maximum benefit payments."
- Steven Levine CPA, PFS, Partner, Levine, Jacobs & CO
"I wanted to just drop you a quick note of thanks. As you know recently my wife and I met with you in your office in response to the email or newsletter we had received from your office concerning Social Security maximization. Both Jean and I were so pleased we made the appointment. First of all we were treated with absolute professionalism something that was important to both of us. We were both amazed at the myriad of options that were available to us and how much money we could have lost had we not sought your services. You explained all scenarios in a manner that was easily understood to us. You knew the right questions to ask and at the end of the day when your report was completed we were blown away that we could realize many more dollars even in a very traditional marriage. Again many thanks."
- Fred & Jean Palma
"When I turned 66 I visited my local Social Security office and signed up for payments. Wise move, I thought. What I did not know and what no one at the SS office cared to mention were my options. Those SS checks, though not needed since I'm still working, would be nice. And, I figured, I'd just save the money. We know that as my wife and I aged and medical and health related bills increased, SS checks would become significantly more important.
My review with NSSP became quite an eye opening experience. Personalized documents were prepared by my wife and I showing the additional money we'd receive by suspending my SS payments. Additionally, my wife, by suspending her payments when turning 66, would still be entitled to 50% of what I'd normally be receiving, had I not suspended. . . . The additional funds we'll be receiving total several hundred thousand dollars over our expected life span. Eye opening information !!! All of this, I DID NOT KNOW"
- Stanley & Barbara Karp
"Thank you for your recent presentation to Maryann and me regarding our future social security benefits. It was no short of amazing. Our thinking was always not to rely on the government for anything; however, your presentation shed more light on our future retirement including how easily it is to gain an extra $1,500 per month in benefits. I have already encouraged several of our friends to call you and gain the same information you provided us."
Dr. Bill and Maryann Wallace
991 US Highway 22 W., Suite 200, Bridgewater, NJ 08807